Enhanced Google Pay: New features for card benefits and secure autofill

Google Pay
Google Pay

Key Points:

  • Google Pay introduces automatic card detail autofill using PIN, fingerprint, and face unlock.
  • Users can now see card benefits directly at checkout for better decision-making.
  • Expanded “Buy Now, Pay Later” options are now available on more sites and apps.

Google Pay is enhancing its service with three significant updates aimed at improving user experience and security. These updates promise seamless integration across web and mobile platforms, beginning with a more efficient autofill feature. Users can now automatically fill in their complete card details using PIN, fingerprint, or face unlock, bypassing the need to manually enter security codes. This feature is designed to complete forms effortlessly unless suspicious activity is detected.

To further safeguard against unauthorized use, Google has introduced “device unlock” settings. This ensures that full card details remain hidden until the user confirms their identity, adding an extra layer of security to prevent misuse by anyone else with device access.

In addition to these security enhancements, Google Pay will now display card benefits at checkout. This means users will see a summary of perks like “1.5% cash back on purchases” or “3x points on flights” directly in the dropdown menu. Initially available for American Express and Capital One cards on Chrome desktop, this feature will expand to more cards soon.

Lastly, the “Buy Now, Pay Later” (BNPL) option has been broadened. Initially launched online, this feature is now accessible on more merchant sites and Android apps in the US, offering services like Affirm and Zip. Shoppers can link existing BNPL accounts or sign up for new ones during checkout, providing greater flexibility in payment options.